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Construction deal in Almonte, Ontario. House being built is 1,854 sq ft with 4 bedrooms and 2 ½ bathrooms on 5 acres. Pillar is blanketing 2 vacant lots at 65% and advancing the building lot to 65%. We are paying out an existing line on the property. She was on mat leave for most of the year with an annual income of $12,400. Her husband works for a large corporation with annual income of $53,500. Take out is with First National and the mortgage amount will be reduced throughout as the 2 vacant lots are sold.