Job Summary

As a member of the residential mortgage operations team, the Residential Underwriter is responsible for:

• Ensuring annual targets for underwriting volumes are met, keeping our specified risk tolerances and interest rate parameters in mind
• Working to identify and create solutions to complex residential deals.

The Residential Underwriter is also responsible for maintaining appropriate relationships with key mortgage brokers/agents in our target market. 

Skill/Abilities

• Problem solving
• Decision making
• Communication/ Negotiations
• Analytical
• Good communication skills
• Computer skills
• Well organized 

Key Duties and Responsibilities

• Maintain appropriate relationships in the mortgage brokerage community;
• Represent the organization at industry related events;
• Acquire and maintain an expert knowledge of the organization’s policies and procedures, mortgage markets, and mortgage product offerings;
• Identify and create solutions to complex residential deals;
• Obtain mortgage applications for review, analysis and verifying for completeness, accuracy and suitability to our risk tolerances;
• Recommend mortgages and prepare packages for final approval by management/lender; 
• Ensure required information is gathered to satisfy conditions of mortgage approval;
• Respond to and provide updates to mortgage brokers/agents on questions or the status of their files;
• Maintain knowledge of the industry’s legal and regulatory environment;
• Pursue continuous learning opportunities;
• Agree to key performance indicators with the Supervisor of Underwriting which will be used to measure annual performance;
• Any other related duties and responsibilities that may be assigned by Management from time-to-time.

Job Requirements

Education:  Post-secondary education, courses required to qualify for a mortgage agent/broker licence.

Experience:  2+ year experience in customer service, ideally in financial services or mortgage environment.

Cultural Fit:  Possess a personality and values that align with a company culture that values professionalism, trust, loyalty, high ethical standards, adaptability to change and growth, and co-operative teamwork.   Our team works to be the best at what we do and achieve sustainable but challenging goals and growth targets while maintaining work/life balance in a small-town cottage country setting.

Benefit Entitlements

• Remote Workplace
• Over-time Eligible
• RRSP Contribution
• Health Benefits

We wish to thank all who apply; however only those selected for an interview will be contacted.