Job Summary

As a member of the mortgage operations team, the Junior Mortgage Underwriter & Fulfillment Specialist is responsible to ensure annual targets for underwriting volumes are met while maintaining specified risk tolerances and interest rate parameters; working to identify and create solutions to residential deals.  Also is responsible for maintenance of ongoing client files as assigned by underwriters; collection and verification of documentation required for conditional loan files.

Key Skills and Attributes

• Problem Solving
• Decision Making
• Communication
• Negotiations
• Analytical
• Literacy
• Computer Skills
• Organized

Key Duties and Responsibilities

• Maintain and develop appropriate relationships in the mortgage brokerage community;
• Create and maintain mortgage files for new clients using our internal systems;
• Acquire and maintain an expert knowledge of the organization’s policies and procedures, mortgage markets, and mortgage product offerings;
• Collect and verify information required to satisfy the conditions of mortgage approvals;
• Identify and create solutions to residential transactions;
• Obtain mortgage applications for review, analysis and verifying for completeness, accuracy and suitability to our risk tolerances;
• Recommend mortgages and prepare packages for final approval by management\lender;
• Respond to and provide updates to mortgage brokers\agents on questions or the status of their files;
• Maintain knowledge of the industry’s legal and regulatory environment;
• Pursue continuous learning opportunities;
• Agree to key performance indicators with the Supervisor of Underwriting which will be used to measure annual performance;
• Any other related duties and responsibilities that may be assigned by Management from time-to-time.

Job Requirements

Education:

• Post-secondary education, courses required to qualify for a mortgage agent\broker licence.

Experience:

• 2+ year experience in customer service, ideally in financial services or mortgage environment.

Cultural Fit:

Possess a personality and values that align with a company culture that values professionalism, trust, loyalty, high ethical standards, adaptability to change and growth, and co-operative teamwork.

Our team works to be the best at what we do and achieve sustainable but challenging goals and growth targets while maintaining work/life balance in a small-town cottage country setting.

Benefit Entitlements:

• Remote workplace
• RRSP contributions
• Health benefits
• Over-time eligible

We wish to thank all who apply; however only those selected for an interview will be contacted.